How to apply for a quick loan

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How to apply for a quick loan

Apply for an interest-free online loan with Vivus is easy, simple and 100% secure

Apply for your Quick Credit

Get your credit instantly is very easy, you only need three requirements:

  • Be Spanish or have a residence card
  • Be 21 years old or older
  • Be the holder of a bank account in Spain

Verify your identity

We use the best and safest tools to protect your data:

  • Choose your bank
  • identify yourself

You already have your mini-credit

Manage your credit online in your customer area easily and simply:

  • Expand the term of your quick loan
  • Extend the quantity requested
  • Program the payment automatically

More than 600,000 credits approved in Spain

  • First loan, for the contracted and for the opinions read for free, without interest. Excellent. And the entrance into account on a Saturday, totally unusual, and magnificent. Surely when I need it again I will ask for another or other credits. Thank you very much, they have been of great help to me.
  • For my vivus is the first website of loan with good security, simple and fast. Very generous for not charging more than the bill, well just a little, but for me one of the best
  • In my case I have nothing wrong to say. If not the opposite. It’s fabulous. I had a hard time and I was solved very quickly. I recommend it to everyone. Thank you.
  • Congratulations for the efforts since with respect to me they did it quickly, which must be valued a lot, for the moment to thank them and to continue that way with the same speed with the new clients that join your company. regards
  • The attention to the public is fantastic. something to improve that instead of 30 days could be extended to 60 without interest. For the rest, thank you very much for trusting us your customers. Receive a cordial greeting from.
  • I do not conceive how they could improve. I have requested a micro loan with you. And everything has been very agile. The only doubt I have is how I have to return it. And, of course, I would recommend you.
  • Simply efficient and pragmatic, it is how life should be, use the current means to convert an economic activity into a service of the most advanced, hopefully everything could become facts and leave behind the paperwork bureaucracy … congratulations
  • The truth is that it is very easy to fill out the request and the attention given through customer service is excellent. I have had the money very fast and for now I am very happy with the company.

Opinions of our customers on

These are the reasons to request an interest-free loan with Vivus


We use the most advanced data encryption tools to ensure your privacy


Delays the payment of your loan fast, increases the amount requested or pays in advance whenever you want


Know from the first moment what is the amount to pay. Our interests are among the lowest in the market


With the confidence and security of belonging to the leading financial group in Europe: 4finance

Do you want your first loan now?

Get your first € 300 without interest or commissions, and return them in 30 days

Apply for your credit now 4Finance Spain Financial Services, SAU, a company of Spanish nationality, with registered office in Madrid, Genoa 27, 2nd Floor, and Tax Identification Number (NIF) A86521309, constituted in a public deed dated June 19, 2012 granted to the Notary of Vigo Mr. Jose María Rueda Pérez with number 999 of his protocol, is registered in the Mercantile Registry of Madrid, in volume 30.268, folio 46, section 8, page M-544.749, Inscription 1ª.

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