Need money today



 

The washing machine breaks, the fridge breaks down or your car needs a major repair, these are large releases and not everyone  has the money available immediately. What are you going to do then? Hand washing is not really a solution, you cannot do without a fridge and you need the car to get to work. You are faced with a dilemma and see only one solution: get money quickly. How are you going to do that?

Borrow money from family and friends

Borrow money from family and friends

The simplest solution is usually to turn to friends or family for money. It takes a while, but often they want to lend you this money without asking much interest. This is the cheapest and easiest solution. Of course it is important to repay the money in the shortest possible time. This is not to put pressure on the relationship. It is of course possible that your family or friends do not have this money or you do not want to borrow it. What do you have to do then?

Take out a mini loan

Take out a mini loan

The mini loan is a loan that you can usually get directly, provided that your income is above € 1200. Even with a BKR listing, a mini-loan is possible if the amount to be borrowed does not exceed € 500. You usually have the money within an hour. The disadvantage is that the loan with interest must be repaid within a month.

Red on the couch

Red on the couch

Another way of borrowing that goes very quickly is being red on the couch. You can also temporarily increase the amount that can be shown to you via the internet. The disadvantage of standing red at the bank is that this is a very expensive loan. This is only wise if your salary is paid back within a short time.

payday loan or credit

Personal loan or credit

If it is not possible for you to repay the money within a month, a payday loan or credit may be a beneficial solution. The duration of this is longer, so you have more time to repay the amount. Your creditworthiness is first checked for a payday loan or credit. That is why it takes a little longer before you actually have your money in your hands. Count on a day or two.

Of course it is wiser to create a financial buffer for unforeseen circumstances. Borrowing money costs money, that is simply something we cannot get away from and while paying off the loan you temporarily have less money to spend every month. Then you might save better. Also spend less money every month, but in the event of an emergency you have something to hand.